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Frequently Asked Questions About the Senior Business

Have questions about how the Medicare business works? Below is our most frequently asked questions about how the senior business works. It is separated in to the following categories: Contracting, Certification, and Sales. If you have a question that is not on the following list or you would like more clarification. Please feel free to contact us.

Frequently Asked Questions


Contracting FAQ's

Certification FAQ's

Sales FAQ's


Answers

Q: How long does the contracting process take?
A: The contracting time varies between carriers, but the average time is 5 to 20 days. (back to questions)

Q: How many different companies can I be contracted with?
A: As many as you would like. (back to questions)

Q: Do I need Errors and Omissions insurance?
A: Yes, you must have current E&O insurance. (back to questions)

Q: I am an MGA/GA can I place my agents underneath my contract?
A: Yes, please contact our contracting specialist to get the correct paperwork. (back to questions)

Q: Do I need any special certificates or licenses before I can contract?
A: All you need is your current Health & Life license, in the state you wish to sell. (back to questions)

Q: I turned in my contract, when can I begin certifying?
A: As soon as your Writing Number is issued to you. (back to questions)

Q: Is certification done in special classes or online?
A: All certification is completed online; however, product classes are available for certain carriers. (back to questions)

Q: What type of computer do I need to complete certification?
A: The certification is completed online. Make sure you have a internet connection (preferred broadband). Some carriers support only Internet Explorer 6.0 or better.(back to questions)

Q: If I fail a test, can I retake the exam?
A: Most companies allow you to take the test a total of 3 times. (back to questions)

Q: How long does the certification process take?
A: Each company exam takes on average 2 - 4 hours to complete. (back to questions)

Q: When can I begin to sell?
A: The Annual Enrollment date is November 15th. You may begin to talk to consumers about specific plans on Oct. 15th. (back to questions)

Q: Who can I sell these products to?
A: Current Medicare or Medicare-Medicaid (Dual Eligible's) recipients. (back to questions)

Q: Can I sell these products all year long?
A: Yes. You may sell to aging in consumers. (back to questions)

Q: How much do I get paid per sale?
A: Currently, we have not received the 2010 selling season pay schedule. We will have these figures by Oct 1st.(back to questions)

Q: How do I get paid?
A: You will be paid directly from the carrier. (back to questions)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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