Income Protection Plans

Your client works hard to build their business and provide for their family. Have you done all you can to protect them from the consequences of a disabling illness or injury? Don't ignore the facts:

• One in five people will be disabled for one year or more before age 65.
• The chance of long-term disability is-at a minimum-twice as great &as death.
• Women between the ages of 35 and 65 are 40% more likely than men to become disabled for 90 or more days.
• Disability is the cause of nearly half of all home foreclosures.

Whether it's an Individual Disability Income Plan, a Mortgage Protection Plan or a Business Overhead Expense Plan, we have the products that can fit the parameters of your client's unique situation. We even can place that declined client with a Graded Benefit disability income product.