Got your commission schedule signed?

As you may or may not know, Colorado legislation has passed a law requiring commission disclosure to the buyer of health insurance plans from agents/brokers. Download the latest disclosure form and remember to have it signed with all of your applications. On the bottom of the page (under Current Health News), you can download/print the Division of Insurance rule. If you have any further questions, about this rule, please contact us.

Health Insurance

Brokers Assistance has a full inventory of A rated company's to choose from. Once you are licensed and contracted with our companies, you will have the assurance that you have the right product and plan for your clients. While we strongly believe that Health Savings Accounts are the product of the future in the individual health market, some people simply must have a co-pay plan. Brokers Assistance is pleased and proud to offer a wide array of co-pay driven plans.

We represent these fine Individual Health Insurance carriers:

Brokers Assistance is a full service general agency specializing in health, life and senior products. Our primary goal is to help you, the agent, get policies issued and activated, so that you get paid.

To that end our agency is staffed to provide the support you need to write what we believe are the most competitive products in the marketplace today. When it comes to health insurance one size does not fit all. Our product manager, Josh Youngs, has the responsibility of helping you find the right product for your client. He also will help you find the best home for those clients with health problems. We will scrub your applications, scan them into our computers, provide you with current status information and requirements, and track your cases until they become active. In addition, Brokers Assistance also has an in-house underwriting consultant to help you find the right home for your clients with health problems. Call Josh Youngs for all your pre-screen needs.

While we represent five health insurance companies at present and are always evaluating others, we strongly believe that the future belongs to Health Savings Accounts (HSAs). These high deducible but comprehensive health plans coupled with a Health Savings Account are the best value in the market today.

Call or e-mail Josh Youngs for information on Health Products.

 

Interest Rate Change for HSA Tools Accounts January 31

UMB Bank n.a., is changing the interest rates for new and existing HSA Tools accounts. The new interest rates are as follows:

Tier	Balance	Interest Rate	APY
Tier I	$0- 749.99	0.00%	0.00%
Tier II	$750.00- 4,999.99	0.75%	0.75%
Tier III	$5,000.00- and over	1.50%	1.50%

 

These rate changes were implemented on January 31, 2009.

The following marketing materials are being updated to reflect this change:

• HSA Tools Enrollment Form (28747), available on Find a Form
• HSA Tools Interest Rate Schedule (form 29890), available on Find a Form.

Individual Medical customers can continue to earn up to 3% interest on Assurant Health's HSA Fundamental accounts.

Note: The HSA Tools Enrollment form is being updated on the quoting system. The marketing materials listed above will be available on Find a Form the week of February 2, 2009.